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Terry’s Blog: 3 Home Improvement Projects That Can Add Significant Equity to the House

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3 Home Improvement Projects That Can Add Significant Equity to the House
Typically, a do-it-yourself homeowner will constantly look for home improvement projects that can add a significant value to the home. Many of the projects are small enough that they will not break the bank or overextend their budget, but will provide additional equity to the home, once the project has been completed.

Many homeowners will limit their budget to approximately $5000 for any type of large remodeling project around the house. While not a sizable sum, there are many things that can be accomplished to enhance the beauty of the home, add to its functionality, or replace much-needed equipment.

1. Installing a Wood Fence

For less than $5000, it is easy to add a wood fence around the exterior of the property. This type of fence can add significant value to the homeís existing landscaping. They can also provide backyard privacy, or be used as a containment for dogs. In addition, installing a wood fence as a home improvement project adds an additional layer of security to the home.

Installing a wood fence can easily fit into most homeownerís budget. They can be installed as a small picket fence, or paneling that has been pre-assembled, and only requires the upright post and some heavy lifting.

2. Replacing the Heat Pump

Heat pump air conditioning systems are only designed to last between 10 and 12 years, and that is with proper maintenance every year. As the home begins to age, many homeowners are faced with the idea that their home improvement project will be nothing more than replacing the existing heat pump air conditioning system. For less than $5000, a professional air conditioning company can replace the interior air handler, and the exterior condenser, and have the home heated and cooled properly for decades to come.

A newly installed heat pump air conditioning system is more cost-effective because it can make the home more energy-efficient. It can significantly reduce the amount of energy that is consumed just maintaining the heat or cooling year-round.

3. Painting the Exterior of the Home

One of the most common home improvement projects for the do-it-yourselfer is painting the exterior of their home. Often times, the siding can become sun-bleached, and take on a washed out appearance. A fresh coat of paint can easily put on a fresh sheen to the exterior of the home.

High quality paint for the exterior of the home along with all the necessary supplies can typically be purchased for less than $3000, which is significantly lower than the budget. It can protect the siding of the home for decades, especially when it is applied properly. Depending on the type of siding installed on the house, whether it is fiber-cement, vinyl or stucco, a fresh coat of exterior paint can add a high level of protection.

There are significant ways to add extra value to the equity of the home. By selecting the right types of home improvement projects, any homeowner can increase the homeís value, while enhancing its appearance or functionality.fbcoverTerryBornitz

Why Are Gayborhoods So Gay?

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Philadelphia GayborhoodsSpace, place, neighborhood and household — these are all terms we use in everyday life to describe where we like to hang out, play, sleep, eat and love. Because we identify ourselves through things such as names, sexual and gender identities, race/ethnicity and national origin, it is fair to say that when discussing intersectionality, the concept of space must be included. Geographical differences — let alone physically variant — are also culturally variant. In the last half century, the United States has changed dramatically in regards to geographic identity — particularly in urban neighborhoods and housing developments.

According to, gentrification is “the process of wealthier residents moving to an area and the changes that occur due to the influx of wealth.” I chose this definition due to its specific focus on wealth. Socioeconomic identities (e.g., the wealthy, the poor) are social categories that not only tie into neighborhood or geographical character, but also this overarching concept of intersectionality.

Since urbanization, there has been a general sense for inclusion in particular areas of a city. The concept of the “gayborhood” — once a haven for acceptance and social support for queer communities — has changed dramatically with the influx of gentrification (Nero, Grzanka, 2014). Today, we see the typical gayborhood as a conglomerate of gay bars and clubs, tapas restaurants, sex shops and bourgeois boutiques. Admittedly, I am modeling this description off of Philadelphia’s gayborhood — which is formally called the Gayborhood. When I first moved into the Gayborhood, I could not help but notice the demographical dynamics of the general area — affluent, white, homosexual, cis-gendered men.

By Samuel Chiron – Full Story at the Huffington Post

Terry’s Blog: Getting The Best From Your Home Mortgage

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Getting The Best From Your Home Mortgage

Pay down your debt, then avoid adding new debt when trying to get a home loan. When your consumer debt is low, you will qualify for a higher mortgage loan. High levels of consumer debt can doom your application for a home mortgage. Carrying a lot of debt can also increase the rate of your mortgage.

Getting a mortgage will be easier if you have kept the same job for a long time. Many lenders insist that you show them two work years that are steady in order to approve your loan. If you switch jobs too much, you might be not be able to get a mortgage. Quitting your job during the loan approval process is not a good idea.

Terry’s Blog: Real Estate Advice On How To Sell Your Home

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Real Estate Advice On How To Sell Your Home

Hire a good agent, Terry Bornitz, I would recommend, have him do a market analysis on your home. Price it right, it will sell rapidly. Keep up the appearance of the home. Sell it to to first person that gives you an offer. You must consider how much it cost in time and anxiety waiting to sell your home. The faster you sell the better you will feel.fbcoverTerryBornitz

Terry’s Blog: Real Estate Tips That Will Save You Money

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Real Estate Tips That Will Save You Money

Information about how much other homes have sold for is available though a realtor and should be considered when figuring out an amount to offer a seller. You should also consider the money that you will have to spend to make any repairs or modifications to the home. Factor these numbers in when considering how much you are comfortable spending on a particular home.fbcoverTerryBornitz


Bonnie Roseman, Lesbian Portland Real Estate Agent

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Bonnie Roseman, Lesbian Portland Real Estate AgentPeriodically we’ll feature one of our real estate professionals here to let our readers know about some great Realtors, Mortgage Brokers, and Other Real Estate Professionals:

For over two decades I have worked with home buyers and sellers in the vibrant, close-in neighborhoods of Portland, Oregon — and I still love it!

Wearing many hats, from advisor to tour guide, from consultant to negotiator, providing perfectly personalized service to each client is my standard.

Specializing in Portland’s older homes, thoughtful infill and small plexes, I will help you find just the right spot to call home. When it is time to sell, I will assist you in setting up your Portland home for the best market experience possible, offering advice about repairs, staging and more…

I love meeting new people, especially getting to guide relocating clients around Portland’s real estate market, as well as the many folks I have helped over and again, such as Anne, who recently posted,

“Bonnie is an excellent person to work with. She’s interested first and foremost in the needs of her clients, so she takes the time to get to know you. We’ve used her for purchasing two houses and selling one. Hopefully we’re in our present house to stay, but we’d hire her again in a heartbeat and have recommended her to many friends. Top-notch for sure!”

I am grateful to have the opportunity to work with so many wonderful people! I am looking forward to hearing from you.

See Bonnie’s Expanded Listing on Gay Realty Network Here

Gay Friendly Realtors and Real Estate Professionals in Oregon

Terry’s Blog: Real Estate Selling Tips For Novice And Professionals

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Real Estate Selling Tips For Novice And Professionals

By making kitchen updates that are small, you can really increase the value of your home. Think about buying a new appliance to serve as a focal point, modernizing your kitchen. Islands and hanging storage areas are wonderful and popular upgrades you can do to your kitchen. Changing the cabinetry is expensive, consider a paint job first for a fresh look.fbcoverTerryBornitz

Terry’s Blog: Tips To Help You Find Your Next Home!

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Tips To Help You Find Your Next Home!

If a real estate purchase is too good to be true, then it probably is just that. Many sellers want to unload a lackluster piece of property and will do so by any means necessary. If the cost is extremely low or the seller is quick to jump on any deal you offer, there is something there that needs your attention.

If you want to purchase a brand-new house, consider searching in the fall season. Builders often mark down prices beginning in September in an effort to close out their old inventory before the start of the new year. They raise those prices again in the spring, so make the most of the deals while they are available.

If you are looking to buy a house, you should find an experienced realtor who makes you feel comfortable with your purchase. Make sure he or she is willing to show you houses with the features most important to you in a range of prices you can afford. If your personalities click, that’s even better. Make sure the realtor is organized, quick to respond, and willing to respond to your requests in your preferred method (e.g., email vs. phone).

Erin Daugherty, Lesbian Victoria Real Estate Agent

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daugherty-erin-victoriaPeriodically we’ll feature one of our real estate professionals here to let our readers know about some great Realtors, Mortgage Brokers, and Other Real Estate Professionals:

I work in all areas of Greater Victoria with the AREAS Real Estate Team. I am a dedicated, full-time Realtor(R) and a consistent top-producer. I focus on providing unsurpassed service to all my clients whether they’re buying or selling.

As a team, we focus is on delivering an innovative marketing package to our Sellers that is unmatched in Victoria. For Buyers, we pride ourselves on providing the most detailed market data available utilizing our proprietary AREAS(TM) GIS technology.

I am proud to be a member of this hard-working and devoted team!

Greater Victoria is a welcoming and accepting city that is home to a large LGBTQ population.

Victoria hosts an annual Pride Week, with multiple events taking place around the city. This week culminates with our renowned Pride Parade and Festival in McDonald Park. This city is truly a place where people from all walks of life can feel comfortable and safe.

I look forward to showing you this beautiful place that I’ve called home for over 25 years.

See Erin’s Expanded Listing on Gay Realty Network Here

Gay Friendly Realtors and Real Estate Professionals in British Columbia

More San Francisco Homes Sit Unsold As Inventory Grows

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San Francisco Real EstateIt’s the news buyers have been waiting for: San Francisco’s crazy competitive market appears to be slowing down. According to SocketSite, the inventory of unsold homes on the market in mid-April is at its highest point in four years.

“The inventory of unsold homes listed for sale in San Francisco ticked up to 615 over the past week and is now running 40 percent higher versus the same time last year, the greatest year-over-year increase we’ve recorded since 2010 and the highest mid-April inventory level since 2012,” said the post.

The site broke down the market into single-family homes and condos, finding that the latter had far more inventory. There are 382 condo units on the market, a 53 percent increase over the same time in 2015, and that doesn’t even take into account most of the new-construction units on the market, which don’t necessarily list on the MLS.

At Gay Realty Watch, we look for news to share with you about the gay real estate market – both lgbt real estate news and news specific to gay and lesbian real estate meccas.

Authored By Emily Landes
See the Full Story at SF Gate

Click here for gay realtors, mortgage lenders, and other real estate professionals in the SF Bay Area