Rudy Garibay – Salem Gay Mortgage Lender

Rudy Garibay - Salem Gay Realtor

Rudy is a Salem gay mortgage lender who prides himself on the exceptional service he provides to anyone he works with. Superior communication and availability are his highest priorities. He strives to make your home buying process a positive and worry-free experience by collecting accurate data and keeping organized records.

Beyond that, as a homeowner you may have many questions regarding various things such as your real estate bill, mortgage statement, home owners insurance etc. Rudy will always be just a phone call away. Working with Rudy is unlike working with many people in his industry. Because what Rudy gives you is service for a lifetime.

Rudy was born and raised in Oregon and has never even thought about leaving. He loves everything about this state from the scenic coast to the snow-capped mountains.

See Rudy’s Expanded Listing on Gay Realty Network Here

Salem Gay Realtors and Real Estate Professionals

How Can Buyers Fight Rising Interest Rates?

rising interest rates - deposit photos

Loan officers are projecting further increases in rates as the Federal Reserve (the “Fed”) attempts to control inflation. Basic economics tells us that more expensive credit slows spending, which, in turn, lowers prices. It can be a fine line to walk between inflation, control, and recession.

People who are seeking a conventional loan of $647,200 or less with a 20% down payment will likely receive the best 30-year fixed rate if they hold a salaried job and have a credit score of more than 740.

So, what can you do to minimize the effects of rising interest rates?

How to Fight Rising Interest Rates in Today’s Market

First, make sure your credit is squeaky clean. Consult a loan officer to get a copy of your tri-merged credit report (Equifax, Experian, and Trans Union) to avoid any surprises. Do not start paying off debt or closing credit cards without your loan officer’s input. There is such a thing as good debt where credit is concerned.

At Gay Realty Watch, we look for news to share with you about the gay real estate market – both lgbt real estate news and news specific to gay and lesbian real estate meccas.

Authored By Valerie Blake
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